St. Paul Apartments for Rent — Heat & Water Included

Dog-friendly 1-bed, 2-bed & studio apartments across St. Paul's East Side, North End & Payne-Phalen. You pay electric only — tour this week and apply within 48 hours for a move-in special.

Browse Available Rentals Call 763-587-3992
Heat & Water Included Dog & Cat Friendly On-Site Laundry Off-Street Parking Apply Online in Minutes

Available Listings

Sorted by lowest rent first. Apply within 48 hours of touring to receive exclusive rent specials.

Rental Criteria

  • Monthly income of at least 2.5× the rent.
  • No evictions or unpaid housing judgments in the past 3 years.
  • Credit score of 600+ preferred — lower scores may qualify with a co-signer or increased deposit.
  • Background check, proof of income, and ID required for all adult applicants.
  • We review every application holistically — if you're close, talk to us before you rule yourself out.

Why rent your St. Paul apartment with Cortex

  • Heat & water included on most units — predictable costs through the long Minnesota winter.
  • Dog-friendly and cat-friendly — your whole family is welcome, with no breed-size hassle.
  • On-site laundry and off-street parking at most buildings, plus garages available at York Avenue.
  • Responsive, on-site management and fast maintenance from a local owner-operator.
  • Easy, modern leasing — schedule a tour online and get a quick, fair decision.

St. Paul neighborhoods we serve

  • East Side & Payne-Phalen — minutes from Lake Phalen, the Bruce Vento Trail, and the Arcade Street & Payne Avenue business districts, with quick access to I-94 and I-35E.
  • North End & Wheelock Parkway — quiet, established streets close to Como Park and downtown St. Paul.
  • Dayton's Bluff & Sun Ray — near the Sun Ray Shopping Center, neighborhood parks, and major commuter routes.

What's included in your rent

On the majority of our St. Paul apartments for rent, your rent covers heat, water, sewer and trash removal — so you budget for electric and internet only. Most buildings also include on-site laundry and off-street parking at no extra charge, and select units offer balconies, patios, and central air. Ask our leasing team which amenities and utilities are included for the unit you're interested in.

Have questions before you tour? Contact our leasing team or call 763-587-3992.